After 11+ years of navigating through the finance world, 10B in transactions later. You definitely will never have to worry about getting ripped off with me on your side.

My experience extends to:

✓ Buying, Selling, Brokering, and Managing Performing & Non-Performing Assets

✓ Strategic Consulting for banks, lenders, collections agencies, insurance/reinsurance companies, and tech companies

✓ Consolidated bad loans into sexy deals in record time

✓ Consulting on high profile cases with Investment Strategy, Risk + Portfolio Management, and Strategic Planning

✓ Largest Online Community with Linkedin Credit Union & Community Bank group - the biggest Slack channel for finance professionals.

People come to me for actionable solutions to complex financial problems!

MY 4 SUCCESS PILLARS T.A.C.T

• TRANSPARENCY

• ACCOUNTABILITY

• COURAGE

• TRUST

I’m blunt, unconventional, and goal-oriented. If you are tired of your financial shit piling up, hit the SERVICES tab and stop wasting time. Finance is its own language. I happen to be bilingual.

I have worked with a diverse background of companies with a previous bad history of communications tactics and seamlessly blended party lines.

SUPPOSE YOU ARE A COMPANY LOOKING TO GET LEAN, OFFLOAD AND SHRED BAD DEBT, DITCH DISTRESSED ASSETS AND BRUSH OFF THEIR BALANCE SHEETS. CALL ME.

Ready to help in BPO, banking, finance, lending, real estate, insurance, and debt collections.

If you have questions about a debt portfolio, such as chain of title, age, the creditor, and a quick tip on collection strategy, I am always willing to look at a masked file and share my thoughts with you.

You can go directly to the original creditor and buy from them, or you can buy through a reseller or broker. You can try your luck on the auction debt trader sites, but you'll be bidding against the top expert buyers. If you need help, I can send you a list of well-respected and trusted " Insider" brokers & resellers who will guide you.

* If you are new at buying debt, you might want to team up with a professional debt buyer to learn from them and help mitigate your risk on the first few buys.

Before buying your first debt portfolio, you want to start interviewing debt collection agencies and find out what asset class they do well with. After that, you find a good collection agency partner to service your accounts; make sure they are licensed in the states you buy the debt in. Also, it's good if they are a part of a credited organization, ACA or RMAi, and lastly, check google and read all the customer reviews. You don't want to place and get shut down for generating too many lawsuits that might be short on remits or get you sued.

To see the results and you're just starting, I would recommend you spend anywhere between the $5,000 + $50,000 range. If you're going to spend less than 5000, make sure you're getting a decent volume of accounts; I would recommend buying an older shelved portfolio with an average balance of 1500 or more.

Short answer. Yes, but you need to buy your debt in a larger pool of debts.

First, you want to purchase a portfolio with an older charge-off date and a lower principle balance. This is because lower principle and older charge off means a higher rate of return and so has more potential for providing a profit. The best place to start looking for a reliable broker or reach out to your local bank or credit union's or car dealerships, dentist.

30 days past due
The ratio of current balances to total balance aged 60+ days
Average age (days) for all accounts aged 0-30, 31-60, 61-90, and 91+
The total amount is written off as bad debt in the last 12 months